What does health insurance provide in the USA?
- Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.
- Health insurance protects you from unexpected, high medical costs.
- You pay less for covered in-network health care, even before you meet your deductible.
- You get, with some plans, free preventive care such as vaccines, screenings and some check-ups, even before you meet your deductible. Read more about each plan before making a decision.
What are some of my health insurance options?
Plan Names |
Description |
Level of Coverage |
Est. Monthly Cost |
Sign up for medical, dental and/or vision insurance. Preventative care is covered 100% if seeing a provider in network. Emergency care is covered per the terms of the plan. |
High |
$220* |
|
A great option for those looking for comprehensive coverage outside of their home country. This plan is designed to cover new, eligible illnesses and injuries and it gives you the option of choosing your deductible between $0 to $5,000. |
High |
$230-350* |
|
The StudentSecure, our international student health insurance plan, is designed to cover new eligible injuries or illnesses that occur after the start date of the plan. Please keep in mind that this plan does not offer coverage for routine or preventive care. The plan is available in four levels: Smart, Budget, Select and Elite. Each plan level offers different coverage limits, with the Smart being the most affordable and the Elite the most comprehensive of the four plans. |
Low-Medium |
$30-200* |
Frequently Asked Questions
Q. Is health insurance required?
A. Yes, at most colleges and universities in the United States, students are required to purchase health insurance for the full academic year.
Q. Will insurance cover the cost of vaccinations that I cannot get in my home country?
A. It depends on your plan and the included coverage. The best thing to do is research your plan options and what is included in the coverage by exploring their websites. If you’d like to be e-introduced to a representative, email your DSO.
Q. Is the cost of health insurance included in my direct costs at Sweet Briar?
A. No. Health insurance is an indirect cost that you’ll need to pay for each year you attend a U.S. college or university.
Q. Do athletes need special health insurance?
A. Yes. Students who are on a SBC athletics team must purchase a specific type of health insurance. Contact the athletic trainer to learn more.